You were having a pleasant day. Then you were given a notice that your individual health insurance rates had just been increased – a lot! You can’t believe the insurance firm expects you to fork over twenty to 40% more for your monthly premium next year. Will you have to take the extreme chance of going without health insurance? Or perhaps you’re a small enterprize owner who is attempting to do the honest thing for your people. Your agent just called to tell you that since one of your workers just had surgery, the rates for everyone in your whole business would be increased by a double digit p.c.. Read the rest of this entry »